“Not just the right choice for your mortgage but the suitable choice!”

Home insurance

Giving you the advice you need to insure your home

Are you looking for home insurance?

Home Insurance is made up of both Building and Contents Insurance, which can be set up as a joint policy or taken as standalone policies.

It is a requirement of the lender that you have Buildings Insurance in place so that if anything was to happen to the property by an insured event it could be repaired or rebuilt so the value was not adversely affected. You will need to know the rebuild value of your property to ensure you are adequately insured for the correct amount.

Contents Insurance could cover the cost of replacing your possessions in your home if they are stolen, destroyed or damaged. Again you would set the value of your contents, so you are insured for the correct amount and you are also able to have individual items insured under your Contents Insurance.

The plan will have no cash-in value at any time and will cease at the end of the term. If premiums are not maintained, then your cover will lapse.