Buy to let
Giving you the advice you need for a Buy-to-let Mortgage
Are you considering a Buy To Let Mortgage?
If you are an experienced property investor or are looking for your first Buy-to-let then we can provide you with advice that suits your needs.
The amount you can borrow for a Buy-to-let mortgage is not calculated in the same way as a residential mortgage ie instead of the amount you can borrow being based on your income and outgoings it will be based on the rental income the investment property will achieve.
Speak to one of our mortgage advisers who can help calculate how much you might be able to borrow and by looking at your individual circumstances we will know which lenders will be available to you.
Since April 2016, you have to pay an extra 3% on additional property purchases, so this is worth bearing in mind when considering purchasing an investment property.
It is also advisable that you take independent tax advice before proceeding with this option since the new tax implications that came into play from April 2017.
Some Buy-to-Let mortgages are not regulated by the Financial Conduct Authority.
A Buy-to-Let mortgage will be secured against your property.
So whatever questions you may have about your mortgage and protection, we are here to help you.